Homeowners, face the facts…your mortgage company wants their money and they will sue you to get it. This is serious business.
Don’t fall prey to scam artists or untrained and non-certified “specialists” in Short Sales. Ask to see proof of experience! Before you trust your financial future to an “expert” make sure they can show you dozens and dozens of recently resolved cases.
The #1 question to ask yourself is, “Do I want to stay in the home or go?”
If you want to stay then you may need to modifiy your loan. If you want to go then you will need help selling your home in a manner that protects you and your family.
Preparing for a Loan Modification
We need to understand the payment arrangments you need and why you deserve to get a “break” from your lender. If you have been the victim of predatory lending we want to help you defend yourself from a possibly toxic loan. Don’t let the mortgage company scare you into a bad forbearance or workout plan that sets you up for failure. (more FAQ)
Preparing for the Short Sale
We offer guarantees and can postpone the foreclosure; but without your willingness to answer some tough questions the foreclosure process will march forward. (more FAQ)
What does this mean?
- Your home will be sold to the highest bidder on the first Tueday of a given month; as early as 21 days past your Notice of Default (cetified letter from mortgage company lawyer).
- You & your family will be removed from your home.
- If the highest bidder is your mortgage company (which it most likely will be)
Remember, if all it took to avoid a foreclosure was to tell the bank, ”I’m selling the house” or to send them some low-ball offer from an private investor, everyone would do it and there would be no foreclosures.
In a nutshell, you have to decide
- Do I want to stay in the home or not?
- If Yes, you want to stay. –> Can you afford it?
- Our job is to assist you in preparing for Mortgage Litigation
- If No, you want out of the home or you can’t afford it then
- Our job is to help you sell the home and have the Mortgage company forgive your entire loan.
Call 713-595-8200 or Email us for free, no obligation information on:
- Credit Counseling
- Broker or Non-Broker Assisted Short Sales
- Deed-in-Lieu of Foreclosure
- Foreclosure Postponement
- Loan Affordability Programs
- Recommended Mortgage Bankers
